When to Apply for a Private Loan

Financial Aid

Eligibility

• General Requirements
• Prerequisite Coursework
• Satisfactory Academic Progress
• Teacher Certification
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Application Guide

• Apply for Aid
• FAFSA Online
• FAFSA Worksheet
• UMD Costs
• Estimate Aid
• May/Summer Aid
• Study Abroad
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Types of Aid

• Grants
• Scholarships
• Loans
• Student Employment
• Other Aid

Aid Basics

• Credit Requirements
• Disbursement of Funds
• Refund Policy
• Rights & Responsibilities
• Quality Assurance Program

Education Tax Benefits

• American Opportunity Tax Credit
• Lifetime Learning Tax Credit
• More

Additional Links

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If you file a FAFSA to apply for traditional financial aid each year:

Apply for private education loans after you receive and respond to your financial aid award notice from UMD. Your lender must collect a Private Education Loan Self-certification form from you. You (not UMD) must complete, sign and return the form to your lender. You will need to know the cost of attendance and estimated other financial aid in order to complete this form.

For fall semester, apply for private education loans after July 1st.

• For fall semester, apply for private education loans after July 1st.
• For spring semester, apply after November 1st.
• For May Session and/or the summer term, apply after you finish registering for these terms.
• Study Abroad students should not apply until after they have filed all necessary study abroad paperwork with the International Education Office.