Insurance
The University of Minnesota requires mandatory international travel, health and security coverage for students participating on education abroad opportunities. Insurance is provided through Cultural Insurance Services International (CISI). Enrollment and payment vary based on the international program or activity:
- UMD Study Abroad Program Participants
Cost of the insurance is included in the UMD program fee for UMD study abroad programs. Students are automatically enrolled in the insurance by their study abroad advisor.
- Study Abroad Participants on Non-UM Programs
Students arrange to purchase insurance through the International Education Office when studying on programs coordinated by a non-University of Minnesota campus. Accepted study abroad participants complete a CISI enrollment application found on their online checklist. Students are billed the appropriate charges on their UMD student account.
- Participants on other International Activities
All University of Minnesota students are required to receive CISI international travel, health and security coverage for any travel abroad related to their education. Such opportunities include, but are not limited to, research, internships or performances. Apply for the insurance by completing the Release and Waiver and CISI application forms.
Cultural Insurance Services International
Students covered by the University's CISI policy will receive an email which will allow them to log in and view the detailed policy, print an insurance card with coverage dates, and access further international health and safety information. View CISI international travel, health and security coverage policies here:
In order to minimize the need for on-site medical and dental expenses, we strongly encourage students to see a doctor and dentist prior to departure. Since most insurance plans require that services be paid for up front and be reimbursed later, we also advise that students budget some money for medical situations while abroad.
Keep in mind that the CISI coverage will start and end based on the education abroad program dates. If students extend their travels, they must purchase or maintain a separate insurance plan.
Information about coverage is subject to change. For the most up-to-date information, contact:
Cultural Insurance Services International (CISI)
River Plaza |
9 West Broad Street
Stamford , CT 06902
Phone: (203) 399-5132
U.S. Health Insurance
We strongly recommend that students retain their U.S. health insurance, even while abroad. This will cover both before departure and after returning from the program, and should a student have an accident or illness abroad that requires long-term care, they will have insurance upon their return to cover these expenses. Students may find it difficult to purchase a health plan if they return with what the insurance companies consider a pre-existing condition. If students have special insurance needs, or if they plan any personal travel before, during or after the program, they are responsible for the coverage. It is their responsibility to ensure that they have adequate insurance coverage for their particular circumstances.
Student Health Benefit PlanStudents participating in a University of Minnesota (Duluth, or other campus) program who were enrolled in the Student Health Benefit Plan the previous term will automatically be enrolled in the Student Health Benefit Plan for their study abroad experience unless they submit and are approved for a waiver.
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