Time is often equated with money, and just as we often find ourselves short of cash, we also find ourselves with short of time. To understand where your time goes, it is important to assess how you actually spend it. One way to do this is to keep simple operating records, and for this you will need a "yardstick" to evaluate your utilization of time. For this purpose, a schedule is included where you can record activities and accomplishments during a typical week, This should give you a start in observing your time usage more objectively. When you have completed this time chart, attempt to locate your time budgeting problems.