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Completing the Parent PLUS Loan requirements

Each time a parent accepts a Parent PLUS Loan they must complete the Active Confirmation form. In addition, if the parent does not already have one on file, they must complete the PLUS Master Promissory Note (MPN) at the federal website. The student does not complete either document.

The Active Confirmation can be mailed or faxed back to One Stop after completion. This document will cause the Direct Loans center to perform a credit check.

The PLUS Loan will not be able to disburse until the Active Confirmation form has been received AND the Direct Loans center has notified the University of successful completion of a PLUS MPN on their site. This process can take up to 1-2 weeks.

Once the completed Active Confirmation has been submitted to One Stop and processed by financial aid staff, the student will see the Active Confirmation marked as "Yes" in the received column in his or her Financial Aid Status Step 4: Complete Required Loan Documents. However, the PLUS MPN can take up to a week to be cleared from the required documents. The notification for Complete Required Loan Documents will not be removed until all items in Step 4 are complete.

If a parent has completed a PLUS MPN for their student previously (either for the current aid year or a past aid year), they will not need to do so again. The PLUS MPN is valid for 10 years. But repeat borrowing parents, please note: the PLUS MPN will remain in the list of missing items in the student's Financial Aid Status Step 4 until the new Active Confirmation is sent to Direct Loans for another credit check.

Below are instructions for parents to access and complete the PLUS MPN.

Parents will need to go to: This is the official Direct Loans site for students and parent borrowers to access promissory notes. The parent will need to have a FSA ID. If they do not have one, they will need to create one first:

Go to

MPN screenshot1

Parent signs in with their FSA ID and user details

MPN screenshot2

Complete Master Promissory Note

Once signed in, the parent should see the welcome page. They will need to select the "Complete Master Promissory Note" link in the middle of the page.

MPN screenshot3

That page will direct the parent borrower to select a Master Promissory Note (MPN) loan type. They will need to select the Parent PLUS option, and the site will then guide them through the rest of the promissory note process.

Parent borrowers should be sure not to click on the "Request a PLUS Loan" link at any point in the MPN process, as it leads to a type of processing the University does not use.

Select Parent PLUS type

MPN screenshot4

Parents will need to click "Submit" at the end of the promissory note process. Until that step is complete, the MPN will not be on file with Direct Loans.

After all required loan documents are completed

The student will receive an email notification after the Parent PLUS Loan has disbursed to his or her student account.

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