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Loan comparison charts

Annual Loan Maximums

Please note: You may borrow the maximum annual loan limit only once per academic year. An academic year starts with fall term and ends at the completion of the following summer term.

FORD FEDERAL DIRECT LOAN ANNUAL MAXIMUMS

Dependent students

GRADE LEVEL

Maximum Sub only

Additional Unsub Sub/Unsub Total
Undergraduates
1st year 01 $3,500 + $2,000 = $5,500
2nd year 02 $4,500 + $2,000 = $6,500
3rd-5th year 03-05 $5,500 + $2,000 = $7,500
Aggregate maximum $23,000   $31,000
The subsidized portion of an undergraduate's loan aggregate may not exceed $23,000.

Independent students

GRADE LEVEL

Maximum Sub only

Additional Unsub Sub/Unsub Total
Undergraduate
1st year 01 $3,500 + $6,000 = $9,500
2nd year 02 $4,500 + $6,000 = $10,500
3rd-5th year 03-05 $5,500 + $7,000 = $12,500
Aggregate maximum $23,000   $57,500
The subsidized portion of an undergraduate's loan aggregate may not exceed $23,000.
Graduate/Professional*
06 - 10 $0 $20,500 = $20,500
Aggregate maximum $65,500   $138,500

The subsidized portion of a graduate's loan aggregate may not exceed $65,500.

*Professional medical students are eligible for $40,500 in unsub loans, pharmacy students are eligible for $33,000 in unsub loans.