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Credit Cards

Credit cards are an excellent tool for establishing credit. They are useful when traveling, for making online purchases, or for emergencies, such as an expensive car repair. Credit cards are also easily abused, tempting you to purchase things before you can really afford them. Establishing healthy credit card habits early is essential to avoid debt issues later.

Follow these links for more on using credit cards:

What is a credit card?

Credit card, debit card, loan...Let's clarify the difference.

Understanding credit cards

Find six lessons on credit cards. Learn how to choose your first card, managing cards wisely and questions to help choose the best card for your lifestyle.

Choosing the right card for your lifestyle

Understand credit card terminology and make wise choices. Learn to choose the right credit card for you.

Tips for managing credit cards

Some "do's and don'ts" for using credit cards, plus tips and good-to-know secrets.

"Secret History of the Credit Card"

Take the credit card quiz and discover what every credit card user should know.

How much interest will you pay?

Find out the real costs of using a credit card.

Reading credit card fine print

Beware of zero percent offers

Are you in over your head in credit card debt?

Five red flags indicate when you have too much debt.

Credit cards: 8 dirty secrets

Just a few more reasons to read that fine print.