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Make Wise Credit Choices

Establish Credit

How to start creating a positive credit history.

Credit History

How to get information on your credit history and obtain a credit report.

Credit Cards

Learn how credit cards work.

Credit Score

How your credit score is determined, and how to monitor it.

True Cost of Credit

Learn about APR and how to calculate credit costs.

Debt Management

Tips and resources on how to manage your debt.

Debt-to-Income Ratio

Calculate how much debt will you be able to afford when you graduate.