UMD Medical School Scholarships
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UMD Medical School Scholarships |
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National Health Service Corps Scholarship Program
http://aspe.os.dhhs.gov/cfda/p93288.htm
National Health Service Corps Scholarship Program
Service-obligated scholarships for full-time students of allopathic (M.D.) and osteopathic (D.O.) medicine dentistry (3rd and 4th year), family nurse practitioner, nurse midwifery, and primary care physician assistants. Other health disciplines may be included after 2002 if needed by National Health Service Corps. Scholarship pays tuition and required fees for the year to the school, pays a monthly stipend to student ($1,065 for 12 months of the 2002-2003 school year) and a single annual payment to the student to cover the cost of all other reasonable educational expenses (books, supplies, equipment, uniforms, clinical travel, etc.) based on costs by school and class year. Awards are limited to U.S. citizens due to potential for Federal employment during service. Applicant must be enrolled in a U.S. accredited school. Each year of support incurs 1 year of service. A 2-year minimum service commitment is required. A maximum of 4 years of support may be awarded. Service is primarily a nonfederal salaried or contracted employee of a public or private non-profit entity, providing full-time primary health services. Services may also be in a fee for service private practice setting, or a Federal employee in Federal health systems such as the Indian Health Service, Immigration Health Service or Bureau of Prisons. Service sites are selected by the scholarship recipient from the list of high priority sites in HPSAs identified by the National Health Service Corps. Physicians receive their site list at the beginning of their last year of residency training; nurse practitioners, nurse midwives, and physicians assistants receive their site list within 6 months of their graduation. Service sites are limited to the United States, territories, and successor States to the Trust Territories, the Republic of Marshall Islands, Micronesia, and Palau. Deferments of service are granted physicians to complete residencies in family practice, internal medicine, pediatrics, psychiatry, and OB/GYN.
SOURCES
OF FINANCIAL AID: SCHOLARSHIPS
AND GRANTS
Marshall
H. and Nellie Alworth Scholarships
Awards
up to $4,600/year. Students from the following Northern Minnesota counties are
eligible to apply for the Alworth Scholarship:
Aitkin,
Beltrami, Carlton, Cass, Clearwater, Cook, Crow Wing, Hubbard, Itasca, Kanabec,
Koochiching, Lake, Lake of the Woods,
Pine
and St. Louis. Applicant must have demonstrated qualities of character,
perseverance and ambition, in addition to high scholastic
standing.
Need must be demonstrated. To qualify you must do one of two things: 1) Complete
the FAFSA, and send a copy of the Student
Aid
Report. While the deadline for receiving the Alworth Scholarship applications
remains January 15, the Student Aid Report may
be
sent later, but before March 1; 2) Applicants and their parents can use their
2000 IRS form 1040 to affirm their financial need. If
their
family's tax return has not been completed by January 15, the tax form can be
sent to the Alworth Office after the deadline, but
before
March 1. If you wish to be considered for it in subsequent years, you should
request a renewal letter prior to March 1. January
15
is the deadline for initial applications.
Contact:
Richard Carlson, Executive Director
402
Alworth Building
Duluth,
Minnesota 55802
(218)
722-9366
Armed
Forces Health Professions Scholarship - Army, Navy, Air Force, MN National Guard
Commission
in one of the branches of the U. S. Armed Forces. Must not be over the age of 36
unless prior military service. Tuition,
fees,
books and supplies paid by the armed service in addition to a stipend of
$938/month. One year of service for each year of support
at
a minimum of three years service after graduation. Summertime duty commitment is
likely while you are in medical school. Contact
your
local recruiter. There is an early deadline on these programs generally in
April. Competition for these programs is high. A limited
number
of three year scholarships are available as well. Army #1-800-USA-ARMY, Navy #
1-800-247-0507,
Air
Force # 1-800-423-1377.
Contact:
Lt Anne Haley SFC Johnnie Jennings
US
Navy Health Care Team US Army Health Care Team
6020
28th Ave South 1701 E 79th St Suite 13
Mpls.
MN 55450 Bloomington, MN 55425
1-800-344-4312
ext. 1251 1-800-235-8159
Charles
M. and Ruth H. Bagley Scholarship
Scholarships
in the amount of approximately $1,500 will be awarded to three or four second
year medical students who are
outstanding
in the area of clinical medicine. Recipients will be chosen by a special
selection committee.
Bevan
W. Bunker, M.D. Medical Scholarship
This
award is up to $2500scholarship/grant for a medical student from the Mercy
Medical Center service area in memory of Dr. Bunker.
Selection
will be made from all applicants based on community service, ability and
achievement and financial situation. All participants
will
be notified in writing. Scholarship is for one year; recipients will be eligible
to reapply. Decision made in September. Two letters
of
reference also required. Application deadline: August 1.
Contact:
Bunker Scholarship Committee c/o Dawn Hansen
Mercy
Medical Center
4050
Coon Rapids Blvd.
Coon
Rapids, MN 55433
Scott
Burns Endowed Scholarship
This
scholarship is based on need. The scholarship amount is $1000.00. T he School of
Medicine Scholarship Committee will determine
the
recipients during the spring semester.
County
Medical Society
Contact
your County Medical Society secretary about any scholarship and/or loan funds
available for medical students. (To be eligible
you
may have to become a member of the society.)
Crusade
Scholarship Program
Minority
students who are members of the United Methodist Church and who are enrolled in
an accredited medical school program
are
eligible to apply for assistance. Awards range from $1,000 to $3,500 and are
based upon academic merit and financial need. The
application
deadline is February 1; applications may be obtained from the General Board of
Global Ministries, United Methodist
Church,
475 Riverside Drive Room 1470, New York, NY 10115.
Edwin
Eddy Scholarship
Two
scholarships of $3,000 each will be awarded to first year medical students.
Under normal circumstances, the award will continue
into
the second year. Each applicant must submit a 1-2 page essay describing how his
or her future primary care practice might interface
with
patients who suffer from a communication disorder. Selections will be made by
the School of Medicine Scholarship Committee.
Students
will be notified of deadline in late fall..
Headwaters
Medical Society
Goal
of this program is to provide $1,500 to incoming or current medical students who
demonstrate need and are academically worthy
of
the scholarship. Also interested in supporting a student interested in
practicing in a rural setting although this is not a necessity. The
student
must be from Beltrami, Clearwater or Cass county or from “a small town in
Northern Minnesota.”
Contact:
Mark Dwyer, M.D.
President
Headwaters Medical Society
Bemidji
Clinic, Ltd. Bemidji, MN 56601
Hospital
Auxiliary
Contact
your local hospital to see if they have any scholarship and/or loan funds
available for medical students. Check with the secretary
of
the auxiliary.
Itasca
Memorial Hospital Auxiliary Scholarship
The
applicant must be a resident of Itasca County and admitted to medical school.
Financial need must be demonstrated. You must
supply
a transcript verifying a commitment to health care, two letters of reference
from college faculty/staff supporting the commitment,
and
a personal statement concerning educational goals, financial status, and any
problems associated therewith. Application deadline
is
June 15.
Contact:
Administrator’s Office
Itasca
Memorial Hospital
126
First Avenue SE
Grand
Rapids, MN 55744
(218)
326-3401, Ext. 316
Clem
Jaunich Education Trust
The
applicant must have attended public or parochial school in Delano, MN or the
applicant must reside within seven (7) miles of Delano.
The
applicant must be admitted or enrolled in an M.D. program. Applications which
could merit special consideration include a
handicapped
applicant or a parent or spouse employed in the Delano School District.
Contact:
Joseph L. Abrahamson
Attorney
at Law
Parkdale
4, Suite 110
5353
Gamble Drive
Minneapolis
MN 55416-1569
Lakeview
Memorial Hospital Auxiliary Scholarship
Scholarships
will be awarded on the basis of need, scholastic achievement, character, and
personality. If student fails to complete the
school
year in the program for which the award was granted, the auxiliary must be
reimbursed for the portion of the year not completed.
A
personal interview is required. Once selected, a student must apply for renewal
of the scholarship on an annual basis. The grant is
paid
directly to the college and applied to tuition or books. Applications are
submitted to the Lakeview Memorial Hospital Auxiliary
Scholarship
Committee of Lakeview Memorial Hospital Auxiliary not later than May 15th each
year. You must be a resident of
Independent
School District #834.
Contact:
Lakeview Memorial Hospital Auxiliary
919
West Anderson
Stillwater,
MN 55082
National
Medical Fellowships
1)
Fellowship Program in Academic Medicine for Minority Students--Open to qualified
African-American, Mexican-American,
mainland
Puerto Rican, and Native American second and third year medical students.
Applicants must be nominated by their medical
school
dean. Each student works on a specific research project in a major biomedical
research laboratory for 8-12 weeks during the
summer
or academic year under the mentorship of a leading biomedical scientist. Up to
38 fellowships are awarded annually.
Fellowships
are $6,000.
2)
Metropolitan Life Foundation Awards-- Open to second and third year minority
medical students who attend specific medical schools.
Candidates
must demonstrate outstanding academic achievement, leadership and potential for
distinguished contributions to medicine,
as
well as financial need. Fellowship $2,500.
Contact:
National Medical Fellowships, Inc.
5
Hanover Square 15th floor
New
York, NY 10004
(212)
483-8880
info@nmfonline.org
Nicolett
LeSueur County Medical Society
Members
of the society wish that the money be directed to a southern Minnesota medical
student who gives indication of returning to
a
rural area. The School of Medicine Scholarship Committee will determine the
recipient of this award during the spring semester. The
scholarship
amount is $2,000.
Ben
and Jeanne Overman Charitable Trust
First
year medical students who demonstrate financial need are eligible for the
Overman Charitable Trust Scholarship. The School of
Medicine
Scholarship Committee will determine the recipient of this award during the
spring semester. Scholarships are in the amount
of
$2,000 and are renewable in the second year.
John
George Ross Endowed Scholarship
Awarded
to medical students on the basis of financial need, academics and rural/family
practice potential. The School of Medicine
Scholarship
Committee will determine the recipients during the spring semester.
Rutledge
Memorial Fund
The
goal of this program is to award $200 - $2,000 annually to one or more students
who is/are permanent Becker County resident(s),
has/have
parents who are permanent residents, or is/are former residents for a minimum of
six years. If the applicant lives out of Becker
County,
he or she must live within a 30 mile radius of Detroit Lakes, Minnesota. Must
have completed one quarter of medical school.
The
application deadline is December 15.
Contact:
Rutledge Memorial Fund
Nancy
R. Haggart, Director
701
North Shore Drive
Detroit
Lakes, MN 56501
(218)
847-5269
St.
Mary's Auxiliary/Dr. Mark Rathke Memorial Scholarship
The
Auxiliary will award two $2500 scholarship to a second year medical student.
Students will apply for this scholarship during
the
winter of their first year and awards will be made in March. A committee
consisting of members of the Auxiliary will determine
the
recipient. See Dr. Repesh or Dina Flaherty for applications..
Helen
N. & Harold B. Shapira Scholarship
One
$1,000 award to a medical student in Minnesota. May be renewed with satisfactory
academic progress. Must be working in a
curriculum
with potential application to patients with diseases of the heart and blood
vessels. Applicants chosen on merit by a committee
of
American Heart Association, MN affiliate committee of medical and/or scientific
professionals. April 1 deadline.
Contact:
The Shapira Scholarships Awards Fund
American
Heart Association
4701
West 77th Street
Minneapolis,
MN 55435
1-800-862-6044
(612)
835-3300
W.
C. Stillwell Foundation Scholarship
First
year students are eligible for this program and, if selected, will receive it
for four years. Amount of aid will be based on the interest
earned
on an investment. Fluctuations, therefore, are likely. Home towns must be in one
of the following counties: Renville, Lincoln,
Lion,
Redwood, Sibley, Brown, Nicollet, Le Sueur, Rice, Pipestone, Murray, Cottonwood,
Watonwan, Blue Earth, Waseca, Steele,
Rock,
Nobles, Jackson, Martin, Faribault, and Freeborn. Board of Directors will make
the decision
based
upon academic undergraduate performance, undergraduate faculty-advisory
recommendations, financial need while in medical
school
and “the basic personal character of the applicant.” If accepted, a yearly
report to the Board of Trustees regarding the use of
the
scholarship and the degree of progress is made. Financial need is a
consideration for selection.
Contact:
John E. Hoines, M.D.
1630
Apache Boulevard
Mankato,
MN 56001
(507)345-6151
David
L. Tilderquist Memorial Medical Library & Scholarship Fund
Scholarships
will be awarded to second year students by a committee of the Board of Directors
of the fund. Their decision will be based
on
need. Recipients are urged to make tax deductible contributions to the fund when
they are financially able. You will be considered
for
this scholarship if you complete a FAFSA.
Dr.
Edward L. Tuohy Medical Scholarship Fund
Scholarships
in the amount of $1,200 are available to incoming first year medical students;
financial need is a factor. Recipients are
selected
by a committee of faculty of the School of Medicine. You will be considered
automatically for this scholarship if you complete
a
FAFSA.
UMD
Scholarship Fund
This
scholarship fund is generated by gifts from alumni of the UMD School of Medicine
and donors to the Centennial Scholarship. The
scholarships
will be awarded to first and second year medical students and recipients will be
determined by the School of Medicine
Scholarship
Committee during the spring semester of each academic year. The criteria used
for selection are academic achievement
and
secondarily, financial need.
Harold
and Rhea Walder Memorial Scholarship
The
award is $1,000-$1,800/year. Applicants must demonstrate financial need,
academic achievement and be in their second year of
medical
school to be eligible for this award. The award is non-renewable. Recipients
will be chosen by the UMD School of Medicine
Scholarship
Committee.
*
There are several scholarship opportunities that you will be considered for
during your first two years of school by the UMD School
of
Medicine Scholarship Committee. You must fill out the FAFSA and a scholarship
application form which will be given to you at the
beginning
of spring semester, in order to be eligible.
SOURCES
OF FINANCIAL AID: LOANS
Federal
Direct Student Loan Program
The
University of Minnesota Duluth, is starting its sixth year with Direct Lending.
Direct lending simplifies the loan process, making
it
possible for the School to finance, deliver, and be the primary student contact.
It eliminates the involvement with lending institutions
and
guarantee agencies. These loans are basically the same as the Stafford loan. The
difference is that the U.S. Department of Education,
rather
than a bank or credit union, is the lender and delivers loan proceeds through
the University of Minnesota Duluth. The maximum
interest
rate for a Ford Federal Direct Loan is 8.25%. NOTE: an exit interview is
required for all second year students with Loan
Collections,
Room 129 Darland Administration.
Subsidized
Ford Federal Direct Loan
The
Ford Federal Direct Loan was formerly known as the Robert Stafford Loan (RSL);
this is a long term, need-based loan with 0% interest
while
in school and a maximum rate of 8.25% during repayment if you are a first-time
borrower. For new borrowers repayment begins
six
months after graduation. A 3% origination/processing fee is charged.
Loan
maximum is $8,500/year; the aggregate limit including undergraduate loans is
$65,500. You must file a Free Application for Federal
Student
Aid (FAFSA) to be considered for the Ford Federal Direct Loan. Your Federal
Direct Loan will be disbursed to you in 3 installments
Unsubsidized
Ford Federal Direct Loan
This
loan replaces the Supplemental Loan (SLS). Annual limit of $20,000, aggregate
limit of $189,000 minus the aggregate limit of
subsidized
loans. The interest rate is variable, but the maximum was 8.25%. If you choose
to defer interest while you are in school, it
will
be capitalized once at repayment. If at all possible it is best to pay interest
while in school, see Dina Flaherty for details. Guarantee
and
origination fees are the same as the Subsidized Ford Federal Direct loan.
Blue
Earth County Medical Society Loan
Four
loans are available from the Dr. W. C. Stillwell Foundation for students from
“Southern Minnesota.”
Contact:
John E. Hoines, M.D.
Secretary
Blue Earth County Medical Society
1630
Apache Boulevard
Mankato,
MN 56601
Primary
Care Loan
A
federal loan, interest free while enrolled and during 12 month grace period
after receipt of M.D. degree. Interest is 5% (for PCL loans
made
after November 4, 1988) during repayment which may be stretched over a 10 year
period. The maximum award for first and
second
year students is tuition plus $2,500. There is no cumulative maximum amount.
Both principal and interest payments are
deferrable
during residency. Parental information must be provided on the FAFSA even if you
are an “independent” student. You will
automatically
be considered for this program if you complete an FAFSA and include parental
information. A commitment to primary
care
is required. Recipients must schedule an “exit interview” with the
Collections Dept. prior to transferring to the Twin Cities Campus.
Lyon-Lincoln
County Medical Society Loan Fund
Three
(3) $1,000 loans are available. To request a loan you must provide your
financial status and the reason(s) you need the loan,
designate
what your special interest is in the medical field and send it to the address
below. The loan committee will review the
application
and grant the loan. Past loans have been granted to students from the
Lyon-Lincoln County area. Students interested in
primary
care and rural practice preferred.
Contact:
LeRoy Mueller, M.D.
Secretary-Treasurer
Lyon-Lincoln
County Medical Society
Hendricks,
MN 56146
Minnesota
Medical Foundation (MMF)
UMD
students receive support from the Family Practice Loan Fund, created in 1975 by
the generous contributions of family practitioners
participating
in the UMD School of Medicine. The average loan is about $1,000/year. Simple
interest at 6% per annum and repayment
of
principal begins within thirty (30) days of receipt of the M.D. degree. No
interest is accrued until receipt of the M.D. degree or
termination.
Five years are allowed for repayment. There are no deferments for this loan. You
will be automatically considered for
this
program if you complete a FAFSA.
Minnesota
Physicians Foundation of the Minnesota Medical Association
Medical
Student Loans
The
maximum amount available per student is $3,000 per year. You must be a student
member of the MMA and be interviewed by members
of
the Medical Student Financial Assistance Committee. There is 0% interest while
you are a full-time student and 8% interest during
repayment.
Repayment begins immediately after you receive your M.D. degree and must be
repaid within four years of graduation from
medical
school. There must be demonstrated financial need; application forms may be
obtained from the MMA.
Contact:
Ramona Jung, Suite 400
Medical
Student Financial Assistance Program
2221
University Avenue SE
Minnepolis,
MN 55414
(612)
378-1875
Ordean
Foundation Loan
Interest-free
loans ($2,500) from the Ordean Foundation have been made available for students
in their first or second year of medicine
at
the UMD School of Medicine. First priority will be given to low-income Duluth
residents (income below 185% of poverty line) and
second
priority to low-income students that plan to practice in Duluth. Following a two
year grace period after residency, $1,000 of
the
loan will be forgiven for each year that the student practices medicine in
Duluth. If the student leaves the area, payments will begin
for
that portion of the loan not already forgiven. Likewise, if the student moves to
Duluth after beginning loan repayment, future
indebtedness
will be forgiven at the rate of $1,000 per year for each year that he/she
resides in the area defined as Duluth
Carl
D. Perkins Student Loan
Interest-free
while you are a full-time student; 5% interest during repayment. However,
repayment begins six months after you receive
your
M.D. degree. Repayment begins nine months after you receive your M.D. degree for
loans made to new borrowers for periods
of
enrollment beginning on or after July 1, 1987. Forebearance of payments may be
available for up to 3 years after receipt of M.D.
degree.
The aggregate limit is $18,000 for medical students including undergraduate
amounts. You will automatically be considered
for
this program if you complete a FAFSA.
Student
Educational Loan Fund (SELF)
This
is a loan from the MN Higher Education Services Office. Maximum amount of
loan/year is $9,000. Principal is deferred while a full
time
student. Interest must be paid quarterly. The interest rate as of January 1,
2001 was 8.25% and has been as high as 13%. Note that
the
interest rate will vary throughout the life of the loan and that the rate when
you first receive the loan may not be what it is when you
repay
the loan. The interest rate changes quarterly. All borrowers must have a
“credit worthy co-signer” who will be relieved of obligation
to
repay the loan only upon your death or permanent disability. To be eligible for
this loan as a first year medical student, your cumulative
035
University Drive
Duluth,
MN 55812
(218)
726-6548
University
Trust Loan Fund (UTLF)
You
may borrow up to $1,000 per academic year from this program, which was
established by the University from the Gilfillan Trust
Fund.
Interest at the rate of 3% which must be paid while you are a student; may be
paid annually. Repayment to the UMD Financial
Collections
Office begins the first day of the third month after receipt of your M.D. degree
or upon termination of schooling. Interest
during
repayment is 6%; minimum monthly repayment is $30. Limited funds available. You
will automatically be considered for this
program
if you complete an FAFSA.
Short
Term Loans
Financial
Aid Advance
May
be used when long term aid is delayed. You are responsible to pay back advance
directly when you receive your financial aid.
Contact:
Dina Flaherty, 114 Med
School
of Medicine
1035
University Drive
Duluth,
MN 55812
(218)
726-6548
Minnesota
Medical Foundation
Maximum
of $600 no interest. May be used when other aid is delayed; 90 day maximum.
Contact:
Dina Flaherty, 114 Med
School
of Medicine
1035
University Drive
Duluth, MN 55812
(218)
726-6548